Customized Plans to suit your needs

Mutual Funds

A mutual fund is a financial intermediary which allows a group of investors to pool in their money with a predetermined investment objective. A qualified fund manager is appointed, who is responsible for investing the pooled money into specific securities and asset classes (usually stocks or bonds)

Equity

When we buy equities, we start looking at the price next day or next week. For many who call themselves investors, long run is 1 month. But do you think the management of the business of which we buy shares really looks at their business growth in such a short period.


Tax Planning

Whats the most tax advantaged group in the tax code? The answer may surprise you, especially if youre a business owner. But the answer is simple - you, the business owner are POTENTIALLY the most tax advantaged group in the tax code. Believe it or not, business owners get all the breaks. And no, the tax breaks are not just for the Fortune 500 companies, but the middle market, small business, or family owned business all the same. I would add a caveat to make it a little more believable and accurate. The most advantaged group in the tax code is the INFORMED business owner. If you feel encumbered by the tax code and business laws, and dont see too many breaks coming your way, its because you fall into the unfortunate group called the UNINFORMED business owners!


Fixed Deposits

A fixed deposit (FD) is a financial instrument provided by Indian banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date . It may or may not require the creation of a separate account. It is known as a term deposit or time deposit in Canada, Australia, New Zealand, and the US, and as a bond in the United Kingdom. They are considered to be very safe investments. Term deposits in India is used to denote a larger class of investments with varying levels of liquidity. The defining criteria for a fixed deposit is that the money cannot be withdrawn for the FD as compared to a recurring deposit or a demand deposit before maturity.

Metals – Gold

• Excellent portfolio diversifier
• Gold can be converted into any currency
• Serves as a hedge against inflation
• Move independently of the broader stock markets
• Gold is a safe haven from uncertainty

There are three ways of owning gold

• Buying the shares of mining companies
• Buying physical gold (gold bars or coins)
• Investing in a gold traded fund

Gold Mutual funds

• A relatively safe method of buying and owning gold stocks
• Allows the owner to diversify among many stocks and allows the investing decisions to be made by a professional
• Investment methods vary among funds and provide many different styles of portfolio management for an investor to choose from
• Prices move faster and further in both directions than the price of gold

Real estate is a special instance of real property, which is real estate – land and buildings – plus the rights of use and enjoyment that come with the land and its improvements.